More and more establishments accept credit cards, but ask before you spend if you're depending on plastic. Some establishments hotels especially-add a surcharge for use of a credit card, even though it's illegal. Using the reservation system on this site you won't need to use you credit card at check out as you will be making an online payment prior to arrival. hotels online reservation
In downtown San Jose , an American Express office is on the third floor of the Banco de San Jose across from the Hotel Europa on Calle Central, Avenidas 3/5, open 8:15 a.m. to 4:15 p.m. weekdays.
For VISA and MasterCard, automatic teller machines with 24 hour service (some for Plus and some for Cirrus) are increasingly available in the Central Valley, with at least one in places like Liberia, Limon, Ciudad Quesada, Jaco, Tamarindo, Arenal, Monteverde, Manuel Antonio and almost every other tourist town in costa rica,. A Credomatic office on Calle Central, Avenidas 3/5, deals with both of these cards. It's open 8 a.m. to 7 p.m. weekdays, Saturdays from 9 a.m. to 1 p.m.
For VISA, I have also used the Banco Credito Agricola de Cartago, Avenida 4, Calle 2, near the Metropolitan Cathedral.
You will need to show your passport for any credit-card transactions at banks.
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